Retirement Corpus Projection
Estimated growth of your PF savings until retirement at age 60.
*Fixture formula: opening balance compounded annually plus monthly contribution aggregated annually. This is not an official benefit quotation.
Scenario Assumptions
Projection Inputs
Values used by the deterministic synthetic fixture:
Balance: ₹25L
Monthly: ₹15K
Annual rate: 7%
Horizon: 25 years
The assumed rate is illustrative and is not a prediction of future EPF interest.
Contribution Boost
Consider increasing your VPF by ₹3,000/month. This could add approx. ₹15 Lakhs to your final corpus.
Rules and Assumptions
Scheme eligibility, interest and tax treatment must be checked for the applicable period: verify current official rules.
Deterministic Rate Scenarios
Illustrative outcomes at lower, base and upper annual-rate assumptions; not probability percentiles.
Lower-rate scenario (5.5%): ₹1.2 Cr
Base scenario (7%): ₹1.85 Cr
Upper-rate scenario (8.5%): ₹2.5 Cr
Your Profile Summary
Age: 35 Years
Retirement Age: 60 Years
Current PF Balance: ₹25,00,000
Monthly Contribution: ₹15,000
Years to Retirement: 25 Years
Retirement Goal Progress
Target Corpus: ₹2.0 Cr
70%
You are on track, but boosting contributions can help you exceed your goal.